Home Equity Loans

You have worked hard to build up the equity in your home. Now let that equity work for you with a Home Equity Loan or Home Equity Line of Credit from Keys Federal Credit Union! Whether you are looking to consolidate debt, make home improvements or pay for some unexpected expenses, a Home Equity Loan or Home Equity Line of Credit will give you the money you need.

Apply Now! Call one of our loan originators:

Home Equity Line of Credit

With a Keys Federal Credit Union HELOC, you borrow money against the equity you have built up in your home. It is a variable-rate, revolving line of credit, and you can borrow on it any time you need to.¹

• Variable rate
• Finance up to 80% of home’s value, minus mortgage balance
• Convenience checks
• From $10,000 up to $250,000

Home Equity Loan

With a Keys Federal Credit Union Home Equity Loan, you borrow a specific amount of money at a fixed percentage rate. You will enjoy the comfort of knowing your loan payment will never go up.

• Fixed rate
• Finance up to 80% of home’s value, minus mortgage balance
• Terms up to 15 years
• From $10,000 to $100,000

¹Consult a tax advisor regarding tax deductibility of interest. Subject to credit approval and property evaluation. Closing costs apply.