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Subject: Equal Housing Lender
Date: Tue, 18 Aug 2009 14:51:23 -0400
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<HTML><HEAD><TITLE>Equal Housing Lender</TITLE>
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    <TD vAlign=3Dcenter =
background=3Dhttp://www.keysfcu.org/images/10x10blue.gif=20
    width=3D"100%"><B><FONT color=3D#ffffff size=3D4 =
face=3Dhelvetica,arial>Equal=20
      Housing Opportunity Act</FONT></B></TD></TR></CENTER>
  <TR>
    <TD width=3D"100%" align=3Dleft><BR><FONT size=3D2 face=3DVerdana>We =
do business=20
      in accordance with Federal Fair Lending Laws. </FONT>
      <P><B><FONT size=3D2 face=3DVerdana>Under the Federal Fair Housing =
Act, it is=20
      illegal on the basis of race, color, national origin, religion, =
sex,=20
      handicap, or family status (having children under the age of 18), =
to:=20
      </FONT></B></P>
      <UL>
        <LI><FONT size=3D2 face=3DVerdana>Deny a loan for the purpose of =
purchasing,=20
        constructing, improving, repairing or maintaining a dwelling, or =
deny=20
        any loan secured by a dwelling; or </FONT>
        <LI><FONT size=3D2 face=3DVerdana>Discriminate in fixing the =
amount,=20
        interest rate, duration, application procedures or other terms =
or=20
        conditions of such a loan, or in appraising property. =
</FONT></LI></UL>
      <P><B><FONT size=3D2 face=3DVerdana>If you believe that you have =
been=20
      discriminated against, you should send a complaint to: =
</FONT></B></P>
      <P><FONT size=3D2 face=3DVerdana>Assistant Secretary for Fair =
Housing and=20
      Equal Opportunity<BR>Department of Housing and Urban=20
      Development<BR>Washington DC 20410 </FONT></P>
      <P><FONT size=3D2 face=3DVerdana>and to: </FONT></P>
      <P><FONT size=3D2 face=3DVerdana>National Credit Union=20
      Administration<BR>Office of Examination and Insurance<BR>1775 Duke =

      St<BR>Alexandria VA 22314-3428 </FONT></P>
      <P><FONT size=3D2 face=3DVerdana>For processing under NCUA =
regulations=20
      </FONT></P>
      <HR>

      <P><FONT size=3D2 face=3DVerdana><B>Under the Equal Credit =
Opportunity Act, it=20
      is illegal to discriminate in any credit transaction:</B> =
</FONT></P>
      <P><FONT size=3D2 face=3DVerdana>On the basis of race, color, =
national origin,=20
      religion, sex, marital status, or age, </FONT></P>
      <UL>
        <LI><FONT size=3D2 face=3DVerdana>Because income is from public =
assistance=20
        or </FONT>
        <LI><FONT size=3D2 face=3DVerdana>Because a right was exercised =
under the=20
        Consumer Protection Act </FONT></LI></UL>
      <P><B><FONT size=3D2 face=3DVerdana>If you believe that you have =
been=20
      discriminated against, you should send a complaint to: =
</FONT></B></P>
      <P><FONT size=3D2 face=3DVerdana>National Credit Union=20
      Administration<BR>Office of Examination and Insurance<BR>1775 Duke =

      St<BR>Alexandria VA 22314-3428</FONT></P>
      <HR>
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